Terms and Conditions

Important information about your Account with Heritage Credit Union

Your Agreement with Heritage Credit Union outlines the terms and conditions governing the Depositor's use of the Account. Heritage Credit Union does not offer the Account other than in accordance with these terms and conditions. By requesting and using the Account, the Depositor acknowledges their acceptance of these terms and conditions. Please click here for a copy of the Agreement.

 

Business Member Application - Joint Venture Terms and Conditions

Please click here to view the Business Member Application Joint Venture Account Agreement Terms and Conditions.

 

Business Member Application - Unincorporated Association - Terms and Conditions

Please click here to view the Business Member Application Unincorporated Association Account Agreement Terms and Conditions.

 

Business Member Application - Sole Proprietorship, Partnership, Corporation

Please click here to view the Business Member Application -- Sole Proprietorship, Partnership, or Corporation Account Agreement Terms and Conditions.

 

Direct Services Agreement -- Personal Accounts

New and existing direct services members must accept the updated agreement in order to continue using direct services, including MemberDirect.  Click here to view or print the Direct Services Agreement Terms and Conditions.

 

Direct Services Agreement — Small Business Accounts

Please click here for the DSA Small Business Account Terms and Conditions.

 

Retirement Income Fund - Terms and Conditions

Please click here to view the Retirement Income Fund Terms and Conditions.

 

Retirement Savings Plans Terms and Conditions

Please click here to view the Retirement Savings Plans Terms and Conditions.

 

Tax Free Savings Account

Please click here for the Tax Free Savings Account Terms and Conditions.

 

Term Deposit Account - Terms & Conditions

Please click here to view the Term Deposit Account Terms and Conditions.

 

Safe Deposit Box Agreement

Please click here to view the Safe Deposit Box Rental Agreement Terms and Conditions.

 

Residential Standard Mortgage Terms

Please click here to view the Residential Standard Mortgage Terms