Collabria MasterCard Special Offers

3.9% BALANCE TRANSFER OFFER

You can pay down your other credit card balances quicker when you transfer them to a 3.9% interest rate for six months, with no-fee!

Want to feel good about reducing your credit card balance?

You can pay down your other credit card balances quicker when you transfer them to a 3.9% interest rate for six months, with no-fee! 

By taking advantage of this special rate, you’ll get to: 

  • Consolidate your balances and pay only one interest rate on balances 
  • Save on annual fees from multiple cards
  • Enjoy this 3.9% balance transfer rate on as many balance transfers as your credit card limit allows for six months from the date of transfer 

This offer is available from February 1, 2022 and expires on December 31, 2022.  

Here's how you can take advantage of this offer: 

  1. Log on to MyCardInfo
  2. Select Account Services, then Balance Transfer 
  3. Follow the prompts to initiate your balance transfer 

Remember that we never charge you any fees for balance transfers to your credit union or financial institution’s credit card. After all, your financial wellbeing is our priority. 


Visit a branch, call us, or apply online via MyCardInfo today!


Terms and Conditions

¹This offer is available from February 1, 2022 to December 31, 2022 on all consumer and business credit card accounts, except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 3.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details regarding Collabria cards that are eligible for this offer. You can also access this agreement at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice. 

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100. There is no balance transfer fee. 

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 3.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period between February 1, 2022 to December 31, 2022. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Collabria credit card. 

²This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed. 

³In order to receive the promotional 3.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more.  The minimum transfer amount without promotional offers is $100. 

*To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card. 

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria. 

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa International Service Association used under license. 

WELCOME POINTS OFFER

Sign up for a new card and receive up to 15,000* Welcome Points. Redeem for your choice of gift cards, travel experiences or cash rewards equivalent of up to $150 in the form of a statement credit.

Your everyday spending just got more rewarding!

Sign up for a new card and receive up to 15,000* Welcome Points. Redeem for your choice of gift cards, travel experiences or cash rewards equivalent of up to $150 in the form of a statement credit.

So, what are you waiting for? Don’t miss out on this offer. Visit a branch, call us, or apply online via MyCardInfo today!  

*15,000 points for World/Infinite or Platinum/Infinite Business     10,000 points for Travel Rewards Gold or Centra Gold Card

Terms and Conditions

This promotion applies to selected new approved and funded consumer and business credit card accounts only. The welcome points offer applies to the following participating products: Centra Gold, Travel Rewards Gold, World Mastercard, Visa Infinite, Platinum Business Mastercard and Visa Business Infinite. The Cash Back card, Classic card, US Dollar card, Low Rate Business card and No Fee Cash Back Business card are not eligible for this offer. 

From January 1 to December 31, 2022, Cardholders will be awarded with welcome points after their new eligible credit card has been activated, based on the rewards structure as follows: 10,000 welcome points if they apply for a Centra Gold card or a Travel Rewards Gold card15,000 welcome points if they apply for a World/Infinite card or a Platinum/Infinite Business card

The base value of one reward point is equal to one cent (a penny a point). The cash equivalent is based upon the redemption of these points as a statement credit. Value for redemptions for merchandise, gifts, and other options may vary. The payouts to eligible cardholders will be posted to their accounts monthly. 

Application is subject to approval by Collabria Financial Services, Inc. 'New' credit card accounts are defined as cards that have been applied for between January 1 to December 31, 2022. Applications completed before January 1, 2022 but approved and activated after this date are eligible for this offer; applications completed before December 31, 2022 but approved and activated after this date are not eligible for this offer.  

Cardholders of participant credit unions can apply for their new card in branch and online. Welcome points will be posted to eligible accounts within two statement cycles from the new account opening date. 

*For current information about Collabria’s full range of consumer and business credit cards and further details regarding applicable credit card charges, fees, pricing, and benefits of Collabria credit card product suite, please visit https://www.collabriacreditcards.ca or call Cardholder Services at 1.855.341.4643. You can also access cardholder agreements at https://www.collabriacreditcards.ca/cardholder-agreement to see the agreement that applies to the card of your choice. 

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria. 

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa International Serv