RRSPs

You work hard. So shouldn't your money work just as hard to help you build a comfortable retirement? Our Credit Union staff and Financial Planners will help you put your money to work to reach your retirement goals and meet your financial needs.

An RRSP, or Registered Retirement Savings Plan, is a government-approved plan that lets you save money for your retirement years. Your contributions are tax deductible (within certain limits), and the income earned is tax-sheltered.

FACT: Anyone with 'earned income' subject to Canadian taxes may contribute to an RRSP. Even if you are not taxable, you should file a tax return to report your earned income and create RRSP deduction room.

 

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